Ms. Ramsay was awarded the Orange County Bar Association's Insurance Section, Spotlight Attorney in February 2000. She has been featured in three magazine articles which chronicle her career. She has worked as a practicing lawyer in the field of insurance law since October of 1971.

During her career she has given advice on coverage questions, underwriting procedures, rescission rights, claims handling, and policy defenses and obligations. She has experience with both commercial and personal lines policies. She has dealt with claims involving diverse issues such as fire losses, organized insurance fraud, landslides, earthquakes, water damage, mold, defective construction, latent defects, riots, acts of civil authority, business interruption, employee dishonesty, suit limitation issues and mortgagee rights.

She is familiar with the business of insurance and the legal framework of that business and has performed with procedures that are unique to the claims process such as examinations under oath, handled and appraisals. Ms. Ramsay has drafted or revised insurance policies for several insurance companies.

Trials & Appeals 
She has tried lawsuits on property coverage issues, insured's rights, bad faith, and subrogation of insurers and has handled, supervised and given the coverage advice that was the subject of appellate matters. Her coverage advice and the actions taken thereafter by her clients has been upheld in certain later lawsuits by California trial and appellate courts.

Reported Appellate Cases
Ms. Ramsay and her firm gave the coverage advice on the claim, handled the subsequest lawsuit and were co-counsel on the appeal in Prudenital-LMI v. Superior Court (1990) 51 Cal.3d 674,274 Cal.Rptr. 387, which became California's leading Supreme Court case on the application of the suit limitation provision found in the Insurance Code and property insurance policies. Ms. Ramsay handled the claim and the lawsuit for State Farm in of State Farm Fire & Casualty Co. v. Tan (C.D. Cal. 1988) 691 F.Supp. 1271 (the right to take the Examinations Under Oath of insureds separately). Ms. Ramsay tried the suit and her firm handled the successful appeal of the lawsuit for American States in Carty v. American States (1992) 7 Cal.App.4th 399, 9 Cal.Rptr.2d 1 (applicability of the "latent defect" exclusion).

Ms. Ramsay handled the lawsuit and appeal in Doheny West HOA v. American Guarantee & Liability Ins. Co. (1997) 60 Cal.App.4 400, 70 Cal.Rptr. 2d 260 (California's first interpretation of the collapse provision of property insurance policies). Ms. Ramsay was a part of the team of lawyers that worked on the appeal to the California Supreme Court of Vu v. Prudential (2001) 26 Cal.App.4th 42 (application of estoppel to suit limitation provision). Ms. Ramsay gave the advice in the underlying claims to State Farm which was affirmed by the courts in Murray v. State Farm Fire and Casualty Co. (1990) 219 Cal.App.3d 58, 268 Cal.Rptr.33; Waldsmith v. State Farm Fire & Casualty Co. (1991) 232 Cal.App.3d 693, 283 Cal.Rptr. 607; and Rosen v. State Farm General Ins. Co. (Cal. Sup. Ct. June 12, 2003)